1. this article is targeted for people overseas, esp., for those in the states. 2. If those in other regions, these major principles still apply, but don’t take full granted for all the details, of which they might be misleading, non-applicable, or unproductive. 3. just try to get started in this area, as financial freedom is an indispensable part to everyone’s life, though I do have someone managing the money in my family. 4. get prepared early, get freedom early, like early retirement or early money worry free. 5. please keep in mind that every economy cycle is wealth shift or relocation. Get prepared for some good deals of stocks and assets to increase your wealth tremendously.